My Money Thoughts

 Hello Everyone, in today's post I am going to discuss the volatile Crypto market and how you can benefit from the volatile movements of your coins. First you need to understand I am only speaking on coins that I believe in and trust. You may be as risky as you want with the over 18,000 different coins on the blockchain but you need to worry about the "shit coins" that can "rug pull" you in a second and all your money ( coins) is gone with the blink of an eye.  I will give you a full disclosure, I am personally invested on all of these platforms and  have bought BTC, ETH, ADA,DOT, USDC and GUSD. The Platforms can generate you up to 12% interest on your coins and I will breakdown all the great benefits of them. alright let's get into it: Blockfi:   great interest rates (up to 7%) A wallet if you do not decide to create an interest account USD accounts cannot collect interest at the moment due to the impending US regulation.  Select amount of coins 11 availabl...

     These past two years have been horrible for most people. I know first hand of the struggle of graduating college and diving right into the worst economic recession I've seen in my life. I'm sure we all thought that 2022 was going to be your year to be the best you can be but look at what has happened in the early months of 2022. Covid has collapsed but a new tension is rising in Russia and Europe.       The Russia attack on Ukraine is horrible and it has been seen throughout the world and most leaders are helping ukraine fight a massive battle of a struggling country. We have seen large amounts of inflation hit the market. Oil has never been as high as it is now (over $130 a barrel), inflation is well above 7% and housing prices are so exponential that most cannot seem to grasp the notion of becoming a homeowner.  In the past few year I have been preaching that cash is trash and I still agree to an extent but now with the world facing massive...

  Do you ever think that you will never be able to retire? or you think that if you save 75% of your income you will be able to retire early?  The Simple answer to these questions are: yes you can retire early if you want to be committed to putting your nose to the grindstone and working exponential hours while your relationships struggle. Retiring early is a great achievement, but do you really want to retire early? or do you want enough money in your account to not have to work but you work because you love what you do?  These are hard questions and they are what I struggle with every single day. Today I want to speak to you about some personal finance and where you may want to hold your money (Not Financial advice). You may think that if I save all my money and not travel or see the world then I can retire early and live the rest of my days seeing what I missed when I was young. This could be the case but things happen and you may be tied down for a while without notic...

 Good Morning everyone and I am very excited to bring you some great information on how you can invest in real estate without leaving your couch. I have personally invested in them and I will detail you with what I believe are the best ways to invest and not worry about the tenant landlord debacle.  I will break down the 3 different apps and stocks that I have used to invest and How I think they are ranked (opinion and not financial advice). Fundrise:   I would be shocked if you haven't heard of the real estate investing website Fundrise. They have been heavily investing in marketing and have grown to be pretty popular over the years. I first began investing with fundrise back before the Covid Pandemic ballooned into what it is now. the Video below will detail the funds I currently have in fundrise and how I have seen some growth. I had to remove my funds due to external commitments but now I have steady income I can share with you what has happened. Please use the link a...

  Hey Everyone and welcome to this weekly news update that actually may save your life. This post is going to help mostly the Millenial and Gen Z generation. As many of you know Biden plans to speak on student loan relief sometime in the near future. Although he has not exactly said what is going to happen  there has been some speculation that the president may send relief up to $50,000.  There has been some speculation that he plans to send relief to americans who make less than $125,000 a year. Again this number is uncertain but President Biden has said many times in his statement that he does not plan on relieving $50,000. About 97% of Americans who has student loan debt would be eligible for this plan if it is enacted.  As of April 10, 2022 there is approximately 44 Million borrowers averaging $40,000 in student loan debt. This total amount equates to approximately 1.7 Trillion dollars in debt for these students. I am a recent college grad and I was burdened by t...